If you have been injured, an insurance attorney in Rapid City can make sure that you receive the care and compensation you deserve. Insurance companies are supposed to be there when we need them. People pay monthly premiums for years without ever needing to use their policy benefits. Unfortunately, when they do, opposition is standard. Whether it is an insurance company not wanting to pay for medical bills, a homeowner’s policy not willing to pay for damage to the home, or an auto policy that won’t pay to repair the car – we can help during the negotiations process to ensure that you receive the compensation and assistance that you are entitled to.
It is important to remember that insurance companies are not there to pay you money. They are in business to make a profit from you paying them money and never needing any in return. To this end, they can be difficult to work with at times and many people are disappointed in how challenging the process can become. We speak with clients all of the time that file a claim only to get shuffled from department to department while waiting for compensation. We can help by ensuring that they address your concerns in a timely manner.
Some of the ways you may have trouble with the insurance company is if you are in a car wreck, and the other party was uninsured. This creates a challenge because your policy may or may not include provisions that pay for medical bills or car repairs when the crash involves an uninsured motorist. Fortunately, there are options for collecting from either your insurance company or through a civil action against the other driver. As an insurance attorney, we can evaluate the case and let you know what the best course of action would be.
If you are having difficulty getting your homeowners insurance to pay for home repairs – you are in good company. Their goal is to minimize how much money they have to pay out in claims and will often do what they can to reduce the amount by claiming you were at fault for the damage and they don’t have to cover it. Sometimes, they won’t even blame you but still will attempt to not pay out. This creates a challenging situation since most people need to have their home fixed in order to live there. By evaluating your policy, we can determine what they are obligated to pay for and as an insurance attorney in Rapid City; we are able to make sure that our clients are treated fairly.
Health insurance companies are notoriously difficult to work with. The horror stories about procedures not getting paid for or approved have shed light onto how terrible the situation is. Many people are afraid that if they get a major illness the insurance company won’t pay for the treatments that they need to recover. This is an understandable concern and one that we can help to address.
If you need to work with an insurance attorney in Rapid City, we are happy to speak with you and to review your case.
